While CCJ’s mean that you are unlikely to qualify for the best APR on finance for a car, we have many understanding lenders who are more than happy to accommodate some CCJs.
Some more progressive lenders that work with people that have poor or less than great credit profiles do accept benefits.
Soft search, sometimes known as smart search, is there to protect your credit rating. Instead of creating a hard search that can stay on your credit file for years, a soft search allows a lender to check out your credit history without putting a hard search on your file which can potentially damage your score. Other potential lenders cannot see a soft search.