Our Lenders accept IVA's and CCJ's

CCJ's happen and you might even be in an IVA but Car Finance 4 Bad Credit have your back! We deal with customers with CCJ's every day and most lenders will accommodate these and even those in an IVA.

Many people pick up a CCJ or 2 over time - you are not alone if you've had one!! We get people with CCJs into cars every day and we do this by using soft search to ensure that we protect your credit score in the first place. We often hear from customers who think that they won't get finance when in an IVA - this is not the case and many turn into valued customers as some lenders prefer to have customers in a managed IVA .

How do Car Finance 4 Bad Credit get you credit if you have poor credit?

What if I have CCJ's and am in an IVA?

Having both does not mean you can't get a new car. Most lenders understand that if you are in an IVA you will have picked up a CCJ or even a few CCJs. The process is simple. Apply - Get Approved in Principle - Your IVA Practitioner will probably need a quote in writing for the monthly payment - we organise this for you and the IVA Practitioner completes a brief letter agreeing to the loan - we do the rest!

What if I can't find a suitable car?

When you are approved, you will normally get a rate ( the best we can offer) and a maximum lend. You can then go and find a car you like yourself or if you need help than your friendly account manager will help find you one- We have no customer fees so you are in good hands and the service is free!

How much will car finance cost?

Please use our Car Finance Calculator. You can apply here to get an exact rate using our soft search service or you can also use our handy car finance calculator below to get a feel for what it could cost

See how much you can borrow

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