Car Finance 4 Bad Credit

Whatever the reason that you might have less than great credit, carfinance4badcredit are on your side and we do everything we can to ensure that you get the finance you need to get the car of your dreams.

At Car Finance 4 Bad Credit we know that it is possible to get bad credit for all sorts of reasons and we understand that that once you have a mark on your credit file for missed payments it's often difficult to get it removed or to get decent finance. That's why Car Finance 4 Bad Credit are set up - to get you car finance without damaging your credit even further and to get you a decent rate at the same time.

How do Car Finance 4 Bad Credit get you car finance if you have poor credit?

Protecting your Credit Score: Car Finance for Bad Credit only use soft search in the first instance to ensure that there isn't a hard search on your file which could harm your credit score further.

Huge Panel Of Lenders: Car Finance 4 Bad Credit have a huge panel of lenders - in fact we have 16! Many of these lenders happily provide car finance to people with poor credit and a few of them only serve this market.

The Best Deal: Because we have such a large panel we are careful to provide you the best rate possible when you are approved so you know that you are getting the best deal and lowest monthly payment.

We have years of car finance experience and we will take the time to understand your situation to ensure that you receive the most appropriate car finance deal for you.

How can carfinance4badcredit.com help?

Car Finance Bad Credit are here to help those with poor finance or bad credit but we can even help those with good or ok credit as we have near prime and prime lenders as well. If your credit is better than you suspect it might be, you benefit in any case from the best rate available from the whole panel.

What is the process to get car finance?

The process is really simple and you can find our more here but the easy steps are:

Step 1: Apply - Use our simple soft search application form. It only takes less than 90 seconds to complete

Step 2: Get Approved - We have a huge panel and get you the best rate with the lowest monthly payment

Step 3: Choose a Car - Just send us a link with the car or ask our team to find you one with our free service

Step 4: A simple electronic signing process and a car on your drive plus a smile on your face in no time!

How Much can I borrow?

Carfinance4badcredit.com provide access to finance from £4,000 right the way up to £50,000. Once you apply we use soft search to get approvals from our large panel and the lenders that approve you set the APR % that you borrow at as well as the amount they are willing to lend. The lender takes into account things like your credit history and what they think you can afford per month but we get people into cars every day - even on zero deposit terms.

Can anyone apply for car finance?

Provided you are over 18 and earn over £1,000 per month you can apply. Our lenders cover the whole market so you can be sure that carfinance4badcredit.com are in a good position to get you finance whether you are employed or self-employed. We can even access finance for people who have part of their income from benefit payments and you can find more information here

Do I need a deposit or do you do zero deposit deals?

In nearly 90% of cases, a deposit is not needed and you can find more information here

Do you Guaranteed Car Finance?

Nobody can offer guaranteed car finance and you should be wary of any organisation that does but carfinance4badcredit.com specialises in finding and providing car finance for people with poor credit. Our friendly team will help you to find finance if at all possible and we know how frustrating it can be to be refused car finance so we go the extra mile and we treat everyone just like we would want to be treated.

Can I buy a car from any dealer?

You can source a car for any reputable dealer. The best way to do this is to find out if they are FCA accredited. Car Finance Lenders normally only consider FCA registered dealers as being suitable as the dealer is responsible for the quality of the car at point of sale and for satisfactory quality for a period of 6 months after purchase.

Will applying for finance hurt my credit score?

You will be pleased to know that carfinance4badcredit.com only use soft search in the first instance to apply for credit from our extensive panel. This is done to protect your credit score so you are in safe hands with us and you can find our more about soft search here.

I have very poor credit - can you still help?

carfinance4badcredit.com are set up to help people just like you. Apply now - it takes around 90 seconds to apply and we only use soft search up front so you know your credit profile is protected

Do you charge fees?

No, we do not charge consumers a fee. We earn our money from commission that lenders give us in return for successfully placing finance. We give you the best deal which means we are lead by the lowest APR % we can find for you which in turn means more money in your pocket and lower monthly finance costs.

Apply Now No impact on your credit score

Please use our Car Finance Calculator. You can apply here to get an exact rate using our soft search service or you can also use our handy car finance calculator below to get a feel for what it could cost